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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,650 | $155,555+46.3% | $146,866+55.0% | $155,188+46.7% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.5%-7.5pp | 80.8%-5.8pp |
| Annual return | 16.56% | 115.41%-98.9pp | 102.85%-86.3pp | 148.84%-132.3pp |
| Employer contribution / active EE | $16,366 | $4,647+252.2% | $4,425+269.9% | $4,248+285.3% |
| Participant deferral / active EE | $11,850 | $8,044+47.3% | $7,759+52.7% | $6,531+81.4% |
| Admin fee / account holder | $2,858 | $14,755-80.6% | $13,620-79.0% | $14,480-80.3% |