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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,784 | $89,259-43.1% | $107,187-52.6% | $82,637-38.5% |
| Participation rate | 35.6% | 67.9%-32.4pp | 75.0%-39.5pp | 68.1%-32.5pp |
| Annual return | 16.24% | 21.02%-4.8pp | 204.55%-188.3pp | 53.51%-37.3pp |
| Employer contribution / active EE | $1,596 | $3,080-48.2% | $3,782-57.8% | $2,552-37.4% |
| Participant deferral / active EE | $2,429 | $4,037-39.8% | $5,096-52.3% | $4,126-41.1% |
| Admin fee / account holder | $8,507 | $7,381+15.2% | $9,162-7.2% | $7,339+15.9% |