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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,687 | $110,379-85.8% | $102,412-84.7% | $145,884-89.2% |
| Participation rate | 81.8% | 77.9%+3.9pp | 74.5%+7.3pp | 80.3%+1.5pp |
| Annual return | 11.98% | 24.84%-12.9pp | 24.94%-13.0pp | 551.85%-539.9pp |
| Employer contribution / active EE | $1,937 | $4,216-54.1% | $3,870-49.9% | $4,662-58.4% |
| Participant deferral / active EE | $2,493 | $5,622-55.7% | $5,060-50.7% | $6,690-62.7% |
| Admin fee / account holder | $3,729 | $9,745-61.7% | $8,388-55.5% | $13,392-72.2% |