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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,687 | $111,814-86.0% | $103,378-84.8% | $145,978-89.3% |
| Participation rate | 81.8% | 77.9%+3.9pp | 74.5%+7.3pp | 80.3%+1.5pp |
| Annual return | 11.98% | 24.80%-12.8pp | 24.91%-12.9pp | 550.52%-538.5pp |
| Employer contribution / active EE | $1,937 | $4,215-54.0% | $3,870-49.9% | $4,662-58.4% |
| Participant deferral / active EE | $2,493 | $5,618-55.6% | $5,058-50.7% | $6,690-62.7% |
| Admin fee / account holder | $3,729 | $9,764-61.8% | $8,401-55.6% | $13,400-72.2% |