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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,632 | $100,279-31.6% | $81,353-15.6% | $145,884-53.0% |
| Participation rate | 50.0% | 74.3%-24.3pp | 69.5%-19.5pp | 80.3%-30.3pp |
| Annual return | 17.11% | 34.49%-17.4pp | 24.82%-7.7pp | 551.85%-534.7pp |
| Employer contribution / active EE | $5,744 | $2,979+92.8% | $2,464+133.1% | $4,662+23.2% |
| Participant deferral / active EE | $8,454 | $4,611+83.3% | $3,885+117.6% | $6,690+26.4% |
| Admin fee / account holder | $413 | $8,206-95.0% | $5,766-92.8% | $13,392-96.9% |