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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,777 | $106,974-41.3% | $90,796-30.9% | $138,895-54.8% |
| Participation rate | 50.0% | 74.9%-24.9pp | 69.5%-19.5pp | 79.9%-29.9pp |
| Annual return | 12.80% | 20.10%-7.3pp | 19.29%-6.5pp | 145.39%-132.6pp |
| Employer contribution / active EE | $2,609 | $2,6090% | $2,294+13.7% | $4,194-37.8% |
| Participant deferral / active EE | $4,633 | $4,455+4.0% | $3,822+21.2% | $6,396-27.6% |
| Admin fee / account holder | $34,463 | $8,626+299.5% | $7,024+390.7% | $12,562+174.3% |