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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $77,703 |
M HOLDINGS SECURITIES INC4+ years Service code 16 · EIN 91-1802259 | Consulting | $36,230 |
WITHUMSMITH+BROWN, PC3 years Filed as: ADAMS BROWN Service code 15 358 N. MAIN SUITE 100 · WICHITA, KS 67202 | Recordkeeping | $22,100 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,445 | $73,149-50.2% | $120,574-69.8% | $77,736-53.1% |
| Participation rate | 68.5% | 55.2%+13.4pp | 71.9%-3.4pp | 70.6%-2.1pp |
| Annual return | 11.59% | 18.24%-6.7pp | 107.42%-95.8pp | 31.26%-19.7pp |
| Employer contribution / active EE | $2,359 | $1,793+31.5% | $3,471-32.0% | $2,728-13.5% |
| Participant deferral / active EE | $2,851 | $3,006-5.1% | $4,996-42.9% | $4,651-38.7% |
| Admin fee / account holder | $164 | $660-75.2% | $9,445-98.3% | $433-62.2% |