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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,281 | $114,119-39.3% | $107,187-35.4% | $138,895-50.1% |
| Participation rate | 81.8% | 78.1%+3.7pp | 75.0%+6.8pp | 79.9%+1.9pp |
| Annual return | 11.94% | 273.21%-261.3pp | 204.55%-192.6pp | 145.39%-133.5pp |
| Employer contribution / active EE | $2,074 | $4,059-48.9% | $3,782-45.2% | $4,194-50.5% |
| Participant deferral / active EE | $5,265 | $5,538-4.9% | $5,096+3.3% | $6,396-17.7% |
| Admin fee / account holder | $422 | $10,024-95.8% | $9,162-95.4% | $12,562-96.6% |