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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,627 | $185,312+6.6% | $161,489+22.4% | $154,746+27.7% |
| Participation rate | 93.8% | 82.5%+11.3pp | 78.7%+15.1pp | 80.7%+13.0pp |
| Annual return | 14.89% | 103.84%-89.0pp | 89.72%-74.8pp | 172.34%-157.4pp |
| Employer contribution / active EE | $2,299 | $4,769-51.8% | $4,268-46.1% | $4,379-47.5% |
| Participant deferral / active EE | $7,199 | $6,350+13.4% | $5,630+27.9% | $6,730+7.0% |
| Admin fee / account holder | $1,359 | $18,654-92.7% | $16,006-91.5% | $14,365-90.5% |