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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,676 | $183,516-5.4% | $155,534+11.7% | $145,884+19.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 20.36% | 61.43%-41.1pp | 64.92%-44.6pp | 551.85%-531.5pp |
| Employer contribution / active EE | $7,616 | $5,315+43.3% | $4,675+62.9% | $4,662+63.4% |
| Participant deferral / active EE | $8,660 | $6,467+33.9% | $5,630+53.8% | $6,690+29.5% |
| Admin fee / account holder | $1,982 | $19,293-89.7% | $15,900-87.5% | $13,392-85.2% |