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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,994 | $174,379+31.3% | $152,093+50.6% | $138,895+64.9% |
| Participation rate | 88.9% | 81.6%+7.2pp | 77.8%+11.1pp | 79.9%+9.0pp |
| Annual return | 16.86% | 74.86%-58.0pp | 66.36%-49.5pp | 145.39%-128.5pp |
| Employer contribution / active EE | $2,838 | $4,652-39.0% | $4,175-32.0% | $4,194-32.3% |
| Participant deferral / active EE | $8,496 | $6,159+37.9% | $5,451+55.9% | $6,396+32.8% |
| Admin fee / account holder | $1,867 | $16,880-88.9% | $14,497-87.1% | $12,562-85.1% |