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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,178 | $166,131-70.4% | $164,975-70.2% | $145,877-66.3% |
| Participation rate | 60.0% | 82.0%-22.0pp | 78.6%-18.6pp | 80.3%-20.3pp |
| Annual return | 13.14% | 100.37%-87.2pp | 70.12%-57.0pp | 551.28%-538.1pp |
| Employer contribution / active EE | $1,777 | $5,276-66.3% | $4,343-59.1% | $4,663-61.9% |
| Participant deferral / active EE | $3,425 | $6,962-50.8% | $6,033-43.2% | $6,691-48.8% |
| Admin fee / account holder | $349 | $16,648-97.9% | $12,688-97.3% | $13,402-97.4% |