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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,178 | $166,242-70.4% | $165,071-70.2% | $145,884-66.3% |
| Participation rate | 60.0% | 82.0%-22.0pp | 78.6%-18.6pp | 80.3%-20.3pp |
| Annual return | 13.14% | 100.44%-87.3pp | 70.17%-57.0pp | 551.85%-538.7pp |
| Employer contribution / active EE | $1,777 | $5,283-66.4% | $4,347-59.1% | $4,662-61.9% |
| Participant deferral / active EE | $3,425 | $6,964-50.8% | $6,035-43.2% | $6,690-48.8% |
| Admin fee / account holder | $349 | $16,658-97.9% | $12,695-97.3% | $13,392-97.4% |