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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,422 | $123,859+135.3% | $69,632+318.5% | $145,897+99.7% |
| Participation rate | 100.0% | 69.2%+30.8pp | 66.4%+33.6pp | 80.3%+19.7pp |
| Annual return | 11.60% | 192.49%-180.9pp | 101.32%-89.7pp | 552.29%-540.7pp |
| Employer contribution / active EE | $6,450 | $2,673+141.3% | $1,708+277.6% | $4,663+38.3% |
| Participant deferral / active EE | $24,000 | $4,242+465.7% | $2,889+730.8% | $6,689+258.8% |
| Admin fee / account holder | $1,836 | $7,817-76.5% | $4,695-60.9% | $13,390-86.3% |