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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,403 | $185,312-23.7% | $161,489-12.4% | $154,746-8.6% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 14.11% | 103.84%-89.7pp | 89.72%-75.6pp | 172.34%-158.2pp |
| Employer contribution / active EE | $3,917 | $4,769-17.9% | $4,268-8.2% | $4,379-10.6% |
| Participant deferral / active EE | $6,995 | $6,350+10.2% | $5,630+24.2% | $6,730+3.9% |
| Admin fee / account holder | $702 | $18,654-96.2% | $16,006-95.6% | $14,365-95.1% |