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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $591,845 | $111,785+429.4% | $93,669+531.8% | $145,877+305.7% |
| Participation rate | 92.3% | 74.2%+18.1pp | 68.7%+23.6pp | 80.3%+12.0pp |
| Annual return | 12.61% | 203.79%-191.2pp | 133.59%-121.0pp | 551.28%-538.7pp |
| Employer contribution / active EE | $3,072 | $3,096-0.8% | $2,424+26.8% | $4,663-34.1% |
| Participant deferral / active EE | $13,794 | $4,919+180.5% | $4,416+212.4% | $6,691+106.2% |
| Admin fee / account holder | $8,307 | $10,256-19.0% | $8,291+0.2% | $13,402-38.0% |