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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $591,845 | $111,830+429.2% | $93,696+531.7% | $145,884+305.7% |
| Participation rate | 92.3% | 74.2%+18.1pp | 68.7%+23.6pp | 80.3%+12.0pp |
| Annual return | 12.61% | 204.08%-191.5pp | 133.74%-121.1pp | 551.85%-539.2pp |
| Employer contribution / active EE | $3,072 | $3,093-0.7% | $2,422+26.9% | $4,662-34.1% |
| Participant deferral / active EE | $13,794 | $4,920+180.4% | $4,417+212.3% | $6,690+106.2% |
| Admin fee / account holder | $8,307 | $10,249-18.9% | $8,287+0.2% | $13,392-38.0% |