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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,810 | $117,846-62.8% | $102,434-57.2% | $145,884-70.0% |
| Participation rate | 59.1% | 78.6%-19.5pp | 76.5%-17.4pp | 80.3%-21.2pp |
| Annual return | 10.97% | 31.90%-20.9pp | 29.46%-18.5pp | 551.85%-540.9pp |
| Employer contribution / active EE | $3,067 | $3,615-15.2% | $3,023+1.4% | $4,662-34.2% |
| Participant deferral / active EE | $3,567 | $5,733-37.8% | $5,055-29.4% | $6,690-46.7% |
| Admin fee / account holder | $14,353 | $13,356+7.5% | $9,462+51.7% | $13,392+7.2% |