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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,624 | $111,830-52.0% | $93,696-42.8% | $145,884-63.2% |
| Participation rate | 95.5% | 74.2%+21.2pp | 68.7%+26.7pp | 80.3%+15.2pp |
| Annual return | 8.65% | 204.08%-195.4pp | 133.74%-125.1pp | 551.85%-543.2pp |
| Employer contribution / active EE | $826 | $3,093-73.3% | $2,422-65.9% | $4,662-82.3% |
| Participant deferral / active EE | $1,948 | $4,920-60.4% | $4,417-55.9% | $6,690-70.9% |
| Admin fee / account holder | $1,167 | $10,249-88.6% | $8,287-85.9% | $13,392-91.3% |