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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,815 | $100,970+33.5% | $96,576+39.6% | $137,256-1.8% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 15.46% | 38.16%-22.7pp | 38.47%-23.0pp | 220.34%-204.9pp |
| Employer contribution / active EE | $4,070 | $3,809+6.9% | $3,553+14.6% | $4,156-2.1% |
| Participant deferral / active EE | $12,998 | $8,286+56.9% | $7,956+63.4% | $6,407+102.9% |
| Admin fee / account holder | $3,632 | $11,312-67.9% | $11,381-68.1% | $12,270-70.4% |