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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,962 | $156,398+35.5% | $147,318+43.9% | $138,895+52.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.84% | 78.75%-62.9pp | 70.43%-54.6pp | 145.39%-129.6pp |
| Employer contribution / active EE | $4,601 | $4,853-5.2% | $4,593+0.2% | $4,194+9.7% |
| Participant deferral / active EE | $7,623 | $8,237-7.5% | $7,906-3.6% | $6,396+19.2% |
| Admin fee / account holder | $4,478 | $14,976-70.1% | $13,708-67.3% | $12,562-64.4% |