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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,429 | $107,421+93.1% | $182,262+13.8% | $94,015+120.6% |
| Participation rate | 58.6% | 77.8%-19.2pp | 84.2%-25.6pp | 70.8%-12.2pp |
| Annual return | 19.45% | 21.32%-1.9pp | 140.60%-121.2pp | 17.84%+1.6pp |
| Employer contribution / active EE | $4,269 | $3,448+23.8% | $5,046-15.4% | $2,790+53.0% |
| Participant deferral / active EE | $7,938 | $6,558+21.0% | $8,276-4.1% | $4,249+86.8% |
| Admin fee / account holder | $36,186 | $8,692+316.3% | $16,712+116.5% | $8,951+304.3% |