Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,219 | $88,672+94.2% | $105,223+63.7% | $82,448+108.9% |
| Participation rate | 28.6% | 67.9%-39.4pp | 75.0%-46.5pp | 68.1%-39.5pp |
| Annual return | 12.40% | 30.86%-18.5pp | 180.65%-168.2pp | 41.64%-29.2pp |
| Employer contribution / active EE | $746 | $3,048-75.5% | $3,689-79.8% | $2,551-70.7% |
| Participant deferral / active EE | $2,454 | $4,036-39.2% | $5,072-51.6% | $4,139-40.7% |
| Admin fee / account holder | $12,295 | $7,146+72.1% | $8,859+38.8% | $7,234+70.0% |