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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,589 | $70,121-93.5% | $63,803-92.8% | $138,895-96.7% |
| Participation rate | 73.3% | 77.2%-3.9pp | 72.7%+0.6pp | 79.9%-6.6pp |
| Annual return | 16.91% | 946.48%-929.6pp | 543.72%-526.8pp | 145.39%-128.5pp |
| Employer contribution / active EE | $526 | $2,882-81.7% | $2,532-79.2% | $4,194-87.5% |
| Participant deferral / active EE | $1,207 | $4,535-73.4% | $3,843-68.6% | $6,396-81.1% |
| Admin fee / account holder | $437 | $6,738-93.5% | $5,196-91.6% | $12,562-96.5% |