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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $865,438 | $183,539+371.5% | $155,556+456.4% | $145,897+493.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.36% | 61.31%-55.0pp | 64.84%-58.5pp | 552.29%-545.9pp |
| Employer contribution / active EE | $69,000 | $5,315+1198.1% | $4,675+1375.8% | $4,663+1379.9% |
| Participant deferral / active EE | $385 | $6,467-94.0% | $5,631-93.2% | $6,689-94.2% |
| Admin fee / account holder | $86,800 | $19,275+350.3% | $15,885+446.4% | $13,390+548.2% |