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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,481 | $183,539+2.7% | $155,556+21.2% | $145,897+29.2% |
| Participation rate | 76.2% | 82.7%-6.5pp | 78.2%-2.0pp | 80.3%-4.1pp |
| Annual return | 12.72% | 61.31%-48.6pp | 64.84%-52.1pp | 552.29%-539.6pp |
| Employer contribution / active EE | $3,512 | $5,315-33.9% | $4,675-24.9% | $4,663-24.7% |
| Participant deferral / active EE | $6,611 | $6,467+2.2% | $5,631+17.4% | $6,689-1.2% |
| Admin fee / account holder | $5,952 | $19,275-69.1% | $15,885-62.5% | $13,390-55.6% |