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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,829 | $102,245-48.3% | $89,340-40.9% | $137,256-61.5% |
| Participation rate | 50.0% | 74.9%-24.9pp | 69.6%-19.6pp | 80.0%-30.0pp |
| Annual return | 16.39% | 21.89%-5.5pp | 20.57%-4.2pp | 220.34%-204.0pp |
| Employer contribution / active EE | $6,668 | $2,529+163.6% | $2,231+198.8% | $4,156+60.4% |
| Participant deferral / active EE | $1,045 | $4,436-76.4% | $3,823-72.7% | $6,407-83.7% |
| Admin fee / account holder | $1,360 | $8,085-83.2% | $6,704-79.7% | $12,270-88.9% |