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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,829 | $103,164-48.8% | $90,259-41.5% | $154,746-65.9% |
| Participation rate | 50.0% | 76.1%-26.1pp | 70.7%-20.7pp | 80.7%-30.7pp |
| Annual return | 16.39% | 19.25%-2.9pp | 18.88%-2.5pp | 172.34%-155.9pp |
| Employer contribution / active EE | $6,668 | $2,532+163.4% | $2,291+191.0% | $4,379+52.3% |
| Participant deferral / active EE | $1,045 | $4,422-76.4% | $3,827-72.7% | $6,730-84.5% |
| Admin fee / account holder | $1,360 | $8,593-84.2% | $7,267-81.3% | $14,365-90.5% |