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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,183 | $162,136-82.6% | $152,301-81.5% | $154,746-81.8% |
| Participation rate | 80.0% | 84.1%-4.1pp | 82.4%-2.4pp | 80.7%-0.7pp |
| Annual return | 16.60% | 91.02%-74.4pp | 80.50%-63.9pp | 172.34%-155.7pp |
| Employer contribution / active EE | $966 | $4,890-80.3% | $4,624-79.1% | $4,379-77.9% |
| Participant deferral / active EE | $1,664 | $8,341-80.0% | $8,004-79.2% | $6,730-75.3% |
| Admin fee / account holder | $1,966 | $15,759-87.5% | $14,398-86.3% | $14,365-86.3% |