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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,525 | $117,859+14.1% | $102,438+31.3% | $145,959-7.8% |
| Participation rate | 42.9% | 78.6%-35.7pp | 76.5%-33.6pp | 80.3%-37.4pp |
| Annual return | 16.59% | 31.72%-15.1pp | 29.37%-12.8pp | 561.95%-545.4pp |
| Employer contribution / active EE | $1,282 | $3,615-64.5% | $3,024-57.6% | $4,661-72.5% |
| Participant deferral / active EE | $2,423 | $5,732-57.7% | $5,054-52.0% | $6,689-63.8% |
| Admin fee / account holder | $2,622 | $13,318-80.3% | $9,448-72.2% | $13,398-80.4% |