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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,076 | $72,177+301.9% | $115,038+152.2% | $59,633+386.4% |
| Participation rate | 92.2% | 72.6%+19.6pp | 81.4%+10.8pp | 68.7%+23.5pp |
| Annual return | 0.30% | 12.02%-11.7pp | 26.14%-25.8pp | 2041.45%-2041.1pp |
| Employer contribution / active EE | $11,822 | $2,841+316.1% | $4,608+156.6% | $2,203+436.7% |
| Participant deferral / active EE | $10,744 | $4,783+124.6% | $6,026+78.3% | $3,192+236.6% |
| Admin fee / account holder | $8,369 | $4,927+69.9% | $8,175+2.4% | $4,297+94.8% |