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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,332 | $174,379-68.8% | $152,093-64.3% | $138,895-60.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 17.15% | 74.86%-57.7pp | 66.36%-49.2pp | 145.39%-128.2pp |
| Employer contribution / active EE | $2,234 | $4,652-52.0% | $4,175-46.5% | $4,194-46.7% |
| Participant deferral / active EE | $8,346 | $6,159+35.5% | $5,451+53.1% | $6,396+30.5% |
| Admin fee / account holder | $922 | $16,880-94.5% | $14,497-93.6% | $12,562-92.7% |