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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,332 | $181,062-70.0% | $158,223-65.7% | $155,188-65.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 17.15% | 57.39%-40.2pp | 52.09%-34.9pp | 148.84%-131.7pp |
| Employer contribution / active EE | $2,234 | $4,565-51.1% | $4,109-45.6% | $4,248-47.4% |
| Participant deferral / active EE | $8,346 | $6,134+36.0% | $5,467+52.7% | $6,531+27.8% |
| Admin fee / account holder | $922 | $18,825-95.1% | $16,047-94.3% | $14,480-93.6% |