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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,807 | $100,203-70.3% | $85,240-65.0% | $145,897-79.6% |
| Participation rate | 58.3% | 74.1%-15.8pp | 67.5%-9.2pp | 80.3%-22.0pp |
| Annual return | 18.33% | 84.28%-66.0pp | 66.75%-48.4pp | 552.29%-534.0pp |
| Employer contribution / active EE | $1,140 | $3,242-64.8% | $2,735-58.3% | $4,663-75.5% |
| Participant deferral / active EE | $4,040 | $5,299-23.8% | $4,527-10.8% | $6,689-39.6% |
| Admin fee / account holder | $17,492 | $7,265+140.8% | $6,165+183.7% | $13,390+30.6% |