Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,742 | $48,277-84.0% | $67,511-88.5% | $80,874-90.4% |
| Participation rate | 16.7% | 66.4%-49.7pp | 72.9%-56.2pp | 67.6%-51.0pp |
| Annual return | 14.82% | 18.27%-3.4pp | 3517.41%-3502.6pp | 35.62%-20.8pp |
| Employer contribution / active EE | $0 | $2,021-100.0% | $2,733-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $566 | $2,926-80.7% | $4,000-85.8% | $4,297-86.8% |
| Admin fee / account holder | $389 | $3,687-89.5% | $3,999-90.3% | $6,935-94.4% |