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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,513 | $81,331+6.4% | $155,534-44.4% | $80,935+6.9% |
| Participation rate | 92.1% | 66.3%+25.9pp | 78.2%+13.9pp | 67.7%+24.4pp |
| Annual return | 19.41% | 33.37%-14.0pp | 64.92%-45.5pp | 35.66%-16.2pp |
| Employer contribution / active EE | $7,434 | $3,105+139.4% | $4,675+59.0% | $2,757+169.7% |
| Participant deferral / active EE | $5,693 | $3,454+64.8% | $5,630+1.1% | $4,299+32.4% |
| Admin fee / account holder | $580 | $7,999-92.7% | $15,900-96.4% | $6,924-91.6% |