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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,751 | $156,398-23.4% | $147,318-18.7% | $138,895-13.8% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 79.9%+10.1pp |
| Annual return | 15.74% | 78.75%-63.0pp | 70.43%-54.7pp | 145.39%-129.7pp |
| Employer contribution / active EE | $2,223 | $4,853-54.2% | $4,593-51.6% | $4,194-47.0% |
| Participant deferral / active EE | $6,519 | $8,237-20.9% | $7,906-17.5% | $6,396+1.9% |
| Admin fee / account holder | $23,964 | $14,976+60.0% | $13,708+74.8% | $12,562+90.8% |