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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,501 | $150,412-28.5% | $120,574-10.8% | $145,884-26.3% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 11.85% | 154.50%-142.7pp | 107.42%-95.6pp | 551.85%-540.0pp |
| Employer contribution / active EE | $1,909 | $4,355-56.2% | $3,471-45.0% | $4,662-59.1% |
| Participant deferral / active EE | $6,004 | $6,175-2.8% | $4,996+20.2% | $6,690-10.3% |
| Admin fee / account holder | $6,153 | $12,224-49.7% | $9,445-34.9% | $13,392-54.1% |