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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,472 | $106,864+40.8% | $147,318+2.1% | $82,637+82.1% |
| Participation rate | 84.6% | 75.5%+9.1pp | 82.1%+2.6pp | 68.1%+16.6pp |
| Annual return | 17.78% | 27.49%-9.7pp | 70.43%-52.7pp | 53.51%-35.7pp |
| Employer contribution / active EE | $4,430 | $3,417+29.7% | $4,593-3.5% | $2,552+73.6% |
| Participant deferral / active EE | $11,432 | $6,496+76.0% | $7,906+44.6% | $4,126+177.1% |
| Admin fee / account holder | $1,600 | $8,415-81.0% | $13,708-88.3% | $7,339-78.2% |