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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,908 | $110,137-58.3% | $161,149-71.5% | $82,637-44.4% |
| Participation rate | 73.0% | 72.4%+0.6pp | 78.8%-5.9pp | 68.1%+4.9pp |
| Annual return | 9.57% | 20.69%-11.1pp | 21.16%-11.6pp | 53.51%-43.9pp |
| Employer contribution / active EE | $1,563 | $2,856-45.3% | $4,360-64.2% | $2,552-38.8% |
| Participant deferral / active EE | $4,879 | $4,575+6.7% | $6,153-20.7% | $4,126+18.3% |
| Admin fee / account holder | $972 | $9,467-89.7% | $15,194-93.6% | $7,339-86.8% |