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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,983 | $167,030+27.5% | $135,768+56.9% | $155,188+37.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 17.86% | 678.39%-660.5pp | 526.10%-508.2pp | 148.84%-131.0pp |
| Employer contribution / active EE | $21,677 | $4,132+424.6% | $3,394+538.7% | $4,248+410.3% |
| Participant deferral / active EE | $20,029 | $4,528+342.4% | $3,977+403.6% | $6,531+206.7% |
| Admin fee / account holder | $6,792 | $8,172-16.9% | $7,048-3.6% | $14,480-53.1% |