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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,065 | $76,407+89.9% | $150,298-3.5% | $82,448+75.9% |
| Participation rate | 93.4% | 66.4%+27.0pp | 77.8%+15.7pp | 68.1%+25.4pp |
| Annual return | 17.75% | 39.99%-22.2pp | 62.79%-45.0pp | 41.64%-23.9pp |
| Employer contribution / active EE | $4,231 | $2,614+61.9% | $4,154+1.9% | $2,551+65.9% |
| Participant deferral / active EE | $8,784 | $3,214+173.3% | $5,453+61.1% | $4,139+112.2% |
| Admin fee / account holder | $4,965 | $6,352-21.8% | $14,116-64.8% | $7,234-31.4% |