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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $38,286 |
Filed as: KESTRA ADVISOR SERVICES Service code 26 · EIN 35-2552359 | Advisory (Participants) | $26,920 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,141 | $129,227-80.5% | $184,256-86.4% | $77,762-67.7% |
| Participation rate | 74.1% | 87.4%-13.3pp | 86.8%-12.7pp | 70.6%+3.5pp |
| Annual return | 13.33% | 33.24%-19.9pp | 28.85%-15.5pp | 31.27%-17.9pp |
| Employer contribution / active EE | $0 | $4,412-100.0% | $6,427-100.0% | $2,728-100.0% |
| Participant deferral / active EE | $3,169 | $7,307-56.6% | $9,133-65.3% | $4,651-31.9% |
| Admin fee / account holder | $161 | $256-37.0% | $13,899-98.8% | $433-62.8% |