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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,303 | $81,504+1.0% | $102,437-19.7% | $80,959+1.7% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 12.55% | 25.60%-13.0pp | 24.95%-12.4pp | 35.67%-23.1pp |
| Employer contribution / active EE | $2,263 | $3,104-27.1% | $3,871-41.5% | $2,757-17.9% |
| Participant deferral / active EE | $3,247 | $3,871-16.1% | $5,060-35.8% | $4,300-24.5% |
| Admin fee / account holder | $912 | $6,719-86.4% | $8,388-89.1% | $6,925-86.8% |