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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,351 | $102,422-34.2% | $147,117-54.2% | $80,959-16.8% |
| Participation rate | 70.4% | 75.9%-5.5pp | 82.2%-11.8pp | 67.7%+2.7pp |
| Annual return | 6.25% | 135.16%-128.9pp | 420.54%-414.3pp | 35.67%-29.4pp |
| Employer contribution / active EE | $1,413 | $3,717-62.0% | $4,932-71.4% | $2,757-48.8% |
| Participant deferral / active EE | $2,912 | $6,652-56.2% | $8,065-63.9% | $4,300-32.3% |
| Admin fee / account holder | $1,821 | $7,953-77.1% | $12,993-86.0% | $6,925-73.7% |