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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,841 | $149,040-84.7% | $120,225-81.0% | $137,256-83.4% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 16.06% | 605.68%-589.6pp | 439.23%-423.2pp | 220.34%-204.3pp |
| Employer contribution / active EE | $1,712 | $4,350-60.6% | $3,475-50.7% | $4,156-58.8% |
| Participant deferral / active EE | $8,090 | $4,655+73.8% | $3,999+102.3% | $6,407+26.3% |
| Admin fee / account holder | $1,278 | $6,348-79.9% | $5,696-77.6% | $12,270-89.6% |