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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,677 | $87,106-30.3% | $105,607-42.5% | $80,935-25.0% |
| Participation rate | 99.0% | 70.4%+28.5pp | 75.3%+23.7pp | 67.7%+31.3pp |
| Annual return | 16.32% | 17.01%-0.7pp | 116.11%-99.8pp | 35.66%-19.3pp |
| Employer contribution / active EE | $2,370 | $2,396-1.1% | $3,167-25.1% | $2,757-14.0% |
| Participant deferral / active EE | $4,016 | $3,986+0.7% | $5,011-19.9% | $4,299-6.6% |
| Admin fee / account holder | $327 | $8,447-96.1% | $10,958-97.0% | $6,924-95.3% |