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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,225 | $114,119-76.1% | $107,187-74.6% | $138,895-80.4% |
| Participation rate | 88.2% | 78.1%+10.2pp | 75.0%+13.2pp | 79.9%+8.3pp |
| Annual return | 10.57% | 273.21%-262.6pp | 204.55%-194.0pp | 145.39%-134.8pp |
| Employer contribution / active EE | $3,474 | $4,059-14.4% | $3,782-8.1% | $4,194-17.2% |
| Participant deferral / active EE | $5,153 | $5,538-7.0% | $5,096+1.1% | $6,396-19.4% |
| Admin fee / account holder | $13,268 | $10,024+32.4% | $9,162+44.8% | $12,562+5.6% |