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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,147 | $76,407+83.4% | $150,298-6.8% | $82,448+70.0% |
| Participation rate | 74.1% | 66.4%+7.7pp | 77.8%-3.7pp | 68.1%+6.0pp |
| Annual return | 24.10% | 39.99%-15.9pp | 62.79%-38.7pp | 41.64%-17.5pp |
| Employer contribution / active EE | $3,401 | $2,614+30.1% | $4,154-18.1% | $2,551+33.3% |
| Participant deferral / active EE | $7,711 | $3,214+139.9% | $5,453+41.4% | $4,139+86.3% |
| Admin fee / account holder | $725 | $6,352-88.6% | $14,116-94.9% | $7,234-90.0% |