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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,239 | $108,882-65.8% | $96,754-61.5% | $154,746-75.9% |
| Participation rate | 87.5% | 75.1%+12.4pp | 70.3%+17.2pp | 80.7%+6.8pp |
| Annual return | 11.73% | 98.39%-86.7pp | 82.04%-70.3pp | 172.34%-160.6pp |
| Employer contribution / active EE | $6,250 | $3,018+107.1% | $2,679+133.3% | $4,379+42.7% |
| Participant deferral / active EE | $0 | $5,323-100.0% | $4,758-100.0% | $6,730-100.0% |
| Admin fee / account holder | $2,351 | $10,200-77.0% | $8,905-73.6% | $14,365-83.6% |