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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,246 | $159,934-69.2% | $147,005-66.5% | $145,959-66.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 21.51% | 98.24%-76.7pp | 418.76%-397.3pp | 561.95%-540.4pp |
| Employer contribution / active EE | $9,613 | $5,287+81.8% | $4,934+94.8% | $4,661+106.2% |
| Participant deferral / active EE | $5,264 | $8,427-37.5% | $8,070-34.8% | $6,689-21.3% |
| Admin fee / account holder | $1,114 | $15,053-92.6% | $13,006-91.4% | $13,398-91.7% |