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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,643 | $81,331-29.1% | $155,534-62.9% | $80,935-28.8% |
| Participation rate | 96.0% | 66.3%+29.7pp | 78.2%+17.8pp | 67.7%+28.3pp |
| Annual return | 10.18% | 33.37%-23.2pp | 64.92%-54.7pp | 35.66%-25.5pp |
| Employer contribution / active EE | $2,642 | $3,105-14.9% | $4,675-43.5% | $2,757-4.2% |
| Participant deferral / active EE | $4,510 | $3,454+30.6% | $5,630-19.9% | $4,299+4.9% |
| Admin fee / account holder | $498 | $7,999-93.8% | $15,900-96.9% | $6,924-92.8% |