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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,536 | $114,119-31.2% | $107,187-26.7% | $138,895-43.5% |
| Participation rate | 88.9% | 78.1%+10.8pp | 75.0%+13.9pp | 79.9%+9.0pp |
| Annual return | 11.24% | 273.21%-262.0pp | 204.55%-193.3pp | 145.39%-134.2pp |
| Employer contribution / active EE | $1,232 | $4,059-69.6% | $3,782-67.4% | $4,194-70.6% |
| Participant deferral / active EE | $1,995 | $5,538-64.0% | $5,096-60.9% | $6,396-68.8% |
| Admin fee / account holder | $3,618 | $10,024-63.9% | $9,162-60.5% | $12,562-71.2% |