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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,461 | $114,119-3.2% | $107,187+3.1% | $138,895-20.5% |
| Participation rate | 55.0% | 78.1%-23.1pp | 75.0%-20.0pp | 79.9%-24.9pp |
| Annual return | 11.57% | 273.21%-261.6pp | 204.55%-193.0pp | 145.39%-133.8pp |
| Employer contribution / active EE | $1,277 | $4,059-68.5% | $3,782-66.2% | $4,194-69.6% |
| Participant deferral / active EE | $3,750 | $5,538-32.3% | $5,096-26.4% | $6,396-41.4% |
| Admin fee / account holder | $2,657 | $10,024-73.5% | $9,162-71.0% | $12,562-78.8% |