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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,820 | $111,830-42.9% | $93,696-31.9% | $145,884-56.3% |
| Participation rate | 60.0% | 74.2%-14.2pp | 68.7%-8.7pp | 80.3%-20.3pp |
| Annual return | 32.88% | 204.08%-171.2pp | 133.74%-100.9pp | 551.85%-519.0pp |
| Employer contribution / active EE | $0 | $3,093-100.0% | $2,422-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $1,820 | $4,920-63.0% | $4,417-58.8% | $6,690-72.8% |
| Admin fee / account holder | $79 | $10,249-99.2% | $8,287-99.1% | $13,392-99.4% |