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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,918 | $159,978+27.5% | $147,041+38.7% | $145,978+39.7% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 10.13% | 98.36%-88.2pp | 419.21%-409.1pp | 550.52%-540.4pp |
| Employer contribution / active EE | $1,117 | $5,288-78.9% | $4,935-77.4% | $4,662-76.0% |
| Participant deferral / active EE | $10,769 | $8,429+27.8% | $8,071+33.4% | $6,690+61.0% |
| Admin fee / account holder | $6,603 | $15,053-56.1% | $13,006-49.2% | $13,400-50.7% |