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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,949 | $96,731-42.2% | $123,973-54.9% | $86,983-35.7% |
| Participation rate | 86.1% | 70.0%+16.1pp | 76.7%+9.5pp | 69.5%+16.6pp |
| Annual return | 6.09% | 17.33%-11.2pp | 388.13%-382.0pp | 25.83%-19.7pp |
| Employer contribution / active EE | $4,931 | $3,297+49.6% | $4,126+19.5% | $2,584+90.8% |
| Participant deferral / active EE | $1,598 | $4,152-61.5% | $5,247-69.5% | $4,194-61.9% |
| Admin fee / account holder | $4,415 | $8,722-49.4% | $11,799-62.6% | $7,856-43.8% |