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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,277 | $101,795+47.6% | $165,100-9.0% | $80,959+85.6% |
| Participation rate | 80.0% | 71.8%+8.2pp | 78.6%+1.4pp | 67.7%+12.3pp |
| Annual return | 10.33% | 16.73%-6.4pp | 70.21%-59.9pp | 35.67%-25.3pp |
| Employer contribution / active EE | $2,602 | $2,954-11.9% | $4,348-40.2% | $2,757-5.6% |
| Participant deferral / active EE | $6,921 | $4,476+54.6% | $6,035+14.7% | $4,300+60.9% |
| Admin fee / account holder | $10,439 | $8,221+27.0% | $12,696-17.8% | $6,925+50.7% |